04-07-2025, 07:03 PM
標題裏的快速，指的是秒批。也許你認爲不可能。讀完本文你就會改變觀點。
首先，你需要知道，工商銀行的信用卡都是系統審批，所謂可以找理財經理/支行長推薦可以提高通過的幾率，都是工商銀行基層工作人員的營銷話術，沒有任何作用。
其次，你需要具備基本條件。包括但不限於：你不能是個體工商戶；你應該在申請地有城鎮職工社保（包括靈活就業人員社保）；你應該在申請地有工作單位（包括曾經有工作單位）；你應該在申請地有公積金賬戶（包括曾經有公積金賬戶）；你應該在國内其他的銀行有白金級別信用卡；你的徵信記錄正常（曾經偶爾有過信用卡小額還款逾期數天不算）；你應該在申請地的工商銀行有存款賬戶/借記卡。
如果你已經具備上述條件。現在進行下一步，從本人名下的銀行存款中，划100萬人民幣到申請地的工商銀行賬戶/借記卡。然後，購買一個保本及可以隨時退出的存款產品，例如，工商銀行的存款產品“節節高”。這時，你可以進行最後一步，通過工商銀行的網上銀行/手機應用“E生活”/手機銀行申請某款白金信用卡。秒批。
如果你曾經在工商銀行辦理過信用卡，無論是已經注銷還是在正常使用，無論論信用卡是什麽等級。如果你上述申請被拒，你要立即去信用卡中心（省會所在城市都有）請人查詢你的信用卡記錄。因爲信用卡用卡記錄是一個非常非常重要的因素，即使你的信用卡已經被注銷，也會有類似幾分錢的餘額未消的問題，導致系統審批通不過。
儅你收到申請的白金信用卡（一般需時一周），就到工商銀行網點當面激活。這時，你可以當場把前面100萬人民幣的存款產品（例如工商銀行的“節節高”）退回原先的存款賬戶，甚至可以劃轉到國内的其他銀行。工商銀行是國内四大行之首，你劃走這點錢，一般是不會在意的。
（本文版權所有，禁止任何形式的轉載和抄襲）
Fast in the title means second approval. You may think it's impossible. After reading this article, you will change your mind.
First of all, you need to know, industrial and commercial bank credit cards are systematic approval, the so-called financial manager / branch manager can be recommended to improve the chances of passing, are industrial and commercial bank grassroots staff of marketing jargon, there is no role.
Second, you must have the basic conditions. These include but are not limited to: you can't be a sole proprietor; you should have a social security system for urban workers in the place of application (including a social security system for flexible workers); you should have a work unit in the place of application (including a former work unit); you should have a provident fund account in the place of application (including a former provident fund account); you should have a platinum credit card with a bank in China; you should have a normal credit record (there have been occasional cases); and you should be a good employer. You should have a deposit account/debit card with ICBC in the country where you are applying.
If you already meet the above criteria. Proceed to the next step, transfer RMB 1,000,000 from your bank account to the ICBC account/debit card in the place of application. Then purchase a capital protected deposit product that can be withdrawn at any time, such as ICBC's "Save High" deposit product. At this point, you can proceed to the final step of applying for a Platinum Credit Card via ICBC's online banking/mobile application "E-Life"/mobile banking. Approved in seconds.
If you have ever applied for a credit card with ICBC, whether it has been cancelled or is still in use, regardless of the credit card's rating, if your application is rejected, you should immediately go to a credit card centre (in all provincial capitals) and ask someone to check your credit card history. Because credit card history is a very, very important factor, even if your credit card has been cancelled, there may be a problem like a few cents on the balance that can cause the system to fail.
When you receive your Platinum Credit Card (usually takes a week), go to the ICBC website to activate it in person. At this point, you can return the previous RMB 1 million deposit product (e.g. ICBC's Rise and Shine) to your original deposit account on the spot, or even transfer it to another bank in China. ICBC is the largest of the four major banks in China, so it usually doesn't matter if you transfer this amount.
(This article is copyrighted, reproduction and plagiarism of any kind are prohibited)
首先，你需要知道，工商銀行的信用卡都是系統審批，所謂可以找理財經理/支行長推薦可以提高通過的幾率，都是工商銀行基層工作人員的營銷話術，沒有任何作用。
其次，你需要具備基本條件。包括但不限於：你不能是個體工商戶；你應該在申請地有城鎮職工社保（包括靈活就業人員社保）；你應該在申請地有工作單位（包括曾經有工作單位）；你應該在申請地有公積金賬戶（包括曾經有公積金賬戶）；你應該在國内其他的銀行有白金級別信用卡；你的徵信記錄正常（曾經偶爾有過信用卡小額還款逾期數天不算）；你應該在申請地的工商銀行有存款賬戶/借記卡。
如果你已經具備上述條件。現在進行下一步，從本人名下的銀行存款中，划100萬人民幣到申請地的工商銀行賬戶/借記卡。然後，購買一個保本及可以隨時退出的存款產品，例如，工商銀行的存款產品“節節高”。這時，你可以進行最後一步，通過工商銀行的網上銀行/手機應用“E生活”/手機銀行申請某款白金信用卡。秒批。
如果你曾經在工商銀行辦理過信用卡，無論是已經注銷還是在正常使用，無論論信用卡是什麽等級。如果你上述申請被拒，你要立即去信用卡中心（省會所在城市都有）請人查詢你的信用卡記錄。因爲信用卡用卡記錄是一個非常非常重要的因素，即使你的信用卡已經被注銷，也會有類似幾分錢的餘額未消的問題，導致系統審批通不過。
儅你收到申請的白金信用卡（一般需時一周），就到工商銀行網點當面激活。這時，你可以當場把前面100萬人民幣的存款產品（例如工商銀行的“節節高”）退回原先的存款賬戶，甚至可以劃轉到國内的其他銀行。工商銀行是國内四大行之首，你劃走這點錢，一般是不會在意的。
（本文版權所有，禁止任何形式的轉載和抄襲）
Fast in the title means second approval. You may think it's impossible. After reading this article, you will change your mind.
First of all, you need to know, industrial and commercial bank credit cards are systematic approval, the so-called financial manager / branch manager can be recommended to improve the chances of passing, are industrial and commercial bank grassroots staff of marketing jargon, there is no role.
Second, you must have the basic conditions. These include but are not limited to: you can't be a sole proprietor; you should have a social security system for urban workers in the place of application (including a social security system for flexible workers); you should have a work unit in the place of application (including a former work unit); you should have a provident fund account in the place of application (including a former provident fund account); you should have a platinum credit card with a bank in China; you should have a normal credit record (there have been occasional cases); and you should be a good employer. You should have a deposit account/debit card with ICBC in the country where you are applying.
If you already meet the above criteria. Proceed to the next step, transfer RMB 1,000,000 from your bank account to the ICBC account/debit card in the place of application. Then purchase a capital protected deposit product that can be withdrawn at any time, such as ICBC's "Save High" deposit product. At this point, you can proceed to the final step of applying for a Platinum Credit Card via ICBC's online banking/mobile application "E-Life"/mobile banking. Approved in seconds.
If you have ever applied for a credit card with ICBC, whether it has been cancelled or is still in use, regardless of the credit card's rating, if your application is rejected, you should immediately go to a credit card centre (in all provincial capitals) and ask someone to check your credit card history. Because credit card history is a very, very important factor, even if your credit card has been cancelled, there may be a problem like a few cents on the balance that can cause the system to fail.
When you receive your Platinum Credit Card (usually takes a week), go to the ICBC website to activate it in person. At this point, you can return the previous RMB 1 million deposit product (e.g. ICBC's Rise and Shine) to your original deposit account on the spot, or even transfer it to another bank in China. ICBC is the largest of the four major banks in China, so it usually doesn't matter if you transfer this amount.
(This article is copyrighted, reproduction and plagiarism of any kind are prohibited)