[廋爺叔 - City Uncle]

多位網友反映，工商銀行白金多幣種萬事達信用卡在紐約地鐵售票機交易失敗，並會即時收到工行提示短信，要求在10分鐘内回復短信，方能解鎖。
 
遇到這種情況，有的網友果斷換別的銀行的外幣信用卡進行交易，順利完成購票或者充值。
有的網友由於沒有別的外幣信用卡，只能放棄購票或者充值。
 
已有網友向工行信用卡客服投訴，要求修訂相關多幣種信用卡的黑名單，將紐約地鐵自動售票機從黑名單中刪除。後續如何，待關注。
 
特別提醒：目前紐約地鐵是可以用信用卡直接刷卡進站，車資會從信用卡直接下賬。
 
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A number of netizens reported that when their ICBC Platinum Multi-Currency MasterCard credit card failed to complete a transaction at a New York City subway ticket machine, they immediately received a reminder SMS from ICBC asking them to reply to the SMS within 10 minutes to unlock the machine.
 
Faced with this situation, some netizens decided to switch to another bank's foreign currency credit card for the transaction and successfully completed the ticket purchase or top-up.
Some netizens had to abandon the ticket purchase or account recharge because they did not have another foreign currency credit card.
 
Some netizens have already complained to ICBC's credit card customer service, asking them to change the blacklist of related multi-currency credit cards and remove the New York Metro ticket machines from the blacklist. We will keep an eye on what happens next.
 
As a reminder: Currently, you can use your credit card to enter the station and the fare will be charged directly to your credit card.
 
(This article is copyrighted, reproduction and plagiarism of any kind are prohibited)
 

[廋爺叔 - City Uncle]

网友后续： 工行的处理方案，只能有期限地把该商户放进白名单，短则24小时，长则3个月。同期间，网友的这张卡是对所有商户开放，如发生损失，由持卡人承担。网友权衡后，放弃银行的处理方案。网友自己的解决方案为：以后如果在纽约地铁售票机刷卡，就改用其他银行的信用卡，不用这张工商银行多币种万事达白金卡。

Netizen follow-up: ICBC's processing programme can only whitelist the merchant for a limited period of time, ranging from 24 hours to 3 months. During the same period, the Netizen's card is open to all merchants, and if a loss occurs, it is the cardholder's responsibility. The netizen weighed the situation and abandoned the bank's processing solution. The netizen's own solution is that in the future, when he swipes his card at New York subway ticket machines, he will use credit cards from other banks instead of this ICBC Multi-currency MasterCard Platinum.

[路人乙 - Stranger B]

出国旅游要带不同银行的卡，一张不行，还能用另外一张。

If you're travelling abroad, you'll need cards from different banks, so if one doesn't work, you can still use the other.