04-14-2025, 05:44 AM
國内的保險公司基本都是在海内經營，能夠把產品投放到海外的保險公司幾乎沒有（香港和澳門的保險公司不算）。但我確實遇到過一次國内保險公司的產品。
有一次在美國還是澳洲記不清了，去租車，租車公司（非華人公司）居然拿出一份中國平安的車輛保險。看内容是專門為海外自駕游設計的產品。與租車公司其他當地保險公司的租車車輛保險相比，確實便宜了不少。當然，我也知道國内保險公司的理賠的尿性。但是，能把保險產品投放到海外的，也就見過平安財險一家。
在海外租車還是有不少門道，等有時間再來寫一寫。
（本文版權所有，禁止任何形式的轉載和抄襲）
Domestic insurance companies basically operate in China, and there are almost no insurance companies that can take their products overseas (not counting those in Hong Kong and Macau). However, I have come across a product from a domestic insurance company.
Once in the US or Australia, I can't remember which, I went to rent a car and the car rental company (a non-Chinese company) actually bought a car insurance policy from Ping An of China. It was a product specially designed for overseas self-driving tours. Compared to other local insurance companies, the rental car insurance is actually much cheaper. Of course, I also know that the domestic insurance company's claims of urine. However, I have only seen one insurance company, Ping An Financial Insurance, that has taken its insurance products overseas.
There are still many ways to rent a car overseas, so I'll write more about this when I have time.
(This article is copyrighted, reproduction and plagiarism of any kind are prohibited)
有一次在美國還是澳洲記不清了，去租車，租車公司（非華人公司）居然拿出一份中國平安的車輛保險。看内容是專門為海外自駕游設計的產品。與租車公司其他當地保險公司的租車車輛保險相比，確實便宜了不少。當然，我也知道國内保險公司的理賠的尿性。但是，能把保險產品投放到海外的，也就見過平安財險一家。
在海外租車還是有不少門道，等有時間再來寫一寫。
（本文版權所有，禁止任何形式的轉載和抄襲）
Domestic insurance companies basically operate in China, and there are almost no insurance companies that can take their products overseas (not counting those in Hong Kong and Macau). However, I have come across a product from a domestic insurance company.
Once in the US or Australia, I can't remember which, I went to rent a car and the car rental company (a non-Chinese company) actually bought a car insurance policy from Ping An of China. It was a product specially designed for overseas self-driving tours. Compared to other local insurance companies, the rental car insurance is actually much cheaper. Of course, I also know that the domestic insurance company's claims of urine. However, I have only seen one insurance company, Ping An Financial Insurance, that has taken its insurance products overseas.
There are still many ways to rent a car overseas, so I'll write more about this when I have time.
(This article is copyrighted, reproduction and plagiarism of any kind are prohibited)