“滴滴打車”推出了“滴滴保”。產品沒有什麽問題，問題出在“滴滴保”的售後上。

例如你要出行，在“滴滴保”上投保了意外險。由於投保流程不明晰，對於生效時間沒有確認環節，稀里糊塗投了保，投完才發現生效時間錯了。

由於“滴滴保”對該意外險設置了限制，每個身份證號碼只能買一次，舊的沒退，你就別想買新的。

在保單詳情欄目裏，保單下面有退保按鈕，打開并不能提交退保，只是一個電話而已。

在“滴滴保”最下面找到“滴滴保”的每天24小時，每周7天的客服電話。

第一次打通電話，接電話的客服人員翻來覆去就是那幾句話，不能解決任何問題。

第二次打電話，系統就識別出你了，告訴你上次的電話反映問題正在解決中，讓你等著。

“滴滴保”的客服人員，來回就是那幾句話，沒有解決問題的能力，更沒有解決問題的願望。

如果在這樣的大的電商平臺投保，由於售後太糟糕，你簡直是自找麻煩。

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The company "Didi Taxi" has launched "Didi Insurance". There is nothing wrong with the product, but the problem lies in the customer service of "Didi Insurance".

For example, you want to travel in the "Didi Insurance" on the accident insurance. Due to the lack of clarity of the insurance process, there is no confirmation of the effective time of the meeting, confusedly insured, only to find that the effective time is wrong.

Due to the "Didi Insurance" of the accident insurance set a limit, each ID card number can only buy once, the old one did not return, you do not want to buy a new one.

In the policy details section, there is a surrender button under the policy, but opening it doesn't allow you to submit a surrender, it's just a phone call.

At the bottom of the Didi Insurance page you will find the Didi Insurance customer service number, which is available 24 hours a day, 7 days a week.

The first time I called, the caller just said the same thing over and over again without solving any problems.

The second time you call, the system recognises you and tells you that the problem from the last call is being solved and puts you on hold.

Didi Insurance's customer service agents say the same thing over and over again, with no ability to solve the problem, and even less willingness to solve the problem.

If you buy insurance from a big e-commerce platform like this, you are asking for trouble because the customer service is terrible.

(All rights reserved. Any plagiarism or reprinting is strictly prohibited)

雖然Google Fi也是使用T-Mobile基站的移动虚拟网络运营商。也許是Google的神通要大一些，Google Fi 在阿拉斯加的主要城市和景點，確實是有信號的。

要注意的是，Google Fi的三個資費套餐的在阿拉斯加當地進行轉換是有一定限制的。
從最便宜的靈活套餐變換到簡單無限套餐，需要下個月（下個收費周期）才能生效。所以，如果你是到達阿拉斯加以後，才決定變換套餐。而且你原來只是靈活套餐，你是沒有辦法從靈活套餐立即轉換到簡單無限套餐。你的套餐轉換只是一個預轉換，要到下個月（下個收費周期）才會生效。

如果你原來是簡單無限套餐，恭喜你，你可以立即從簡單無限套餐轉換到無限套餐，而且是立即生效。

特別提醒，你的Google Fi的套餐的轉換，每個月只能一次。

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Although Google Fi is also a mobile virtual network operator using T-Mobile base stations. Perhaps Google's power is greater, as Google Fi has signals in major cities and attractions in Alaska.

It's important to note that there are restrictions on switching between Google Fi's three plans in Alaska.

Switching from the cheapest Flexi plan to the simplest Unlimited plan will take effect the following month (the next billing cycle). So if you decide to change your plan after you arrive in Alaska. And if you're on FlexiPlus, you can't switch from FlexiPlus to Simple Unlimited right away. Your change will be a preliminary change that won't take effect until the next month (next billing cycle).

If you are on Simple Unlimited, congratulations, you can switch from Simple Unlimited to Unlimited with immediate effect.

As a reminder, you can only switch your Google Fi subscription once a month.

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從紐約出發，乘坐阿拉斯加航空的航班，經過9.5小時左右的長途飛行，你來到了阿拉斯加。儅你下飛機后，你驚奇地發現，你的手機無服務。因爲你是使用T-Mobile基站的移動虛擬網路運營商MVNO的服務。

爲什麽說T-Mobile 在阿拉斯加無基站呢？因爲只有T-Mobile的後付費套餐用戶在阿拉斯加有信號，據説是漫游在AT&T的基站上。至於先付費用戶，是完全沒有信號的。像使用T-Mobile基站的移动虚拟网络运营商的用戶，也是完全沒有信號的。

所以，如果你是T-Mobile的後付費套餐用戶，或者是使用T-Mobile基站的移动虚拟网络运营商MVNO的服務。你在出發去阿拉斯加之前，一定要事先做好準備，否則真的臨時抓瞎。

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After a long flight of about 9.5 hours on Alaska Airlines from New York, you arrive in Alaska. When you get off the plane, you are surprised to find that your mobile phone has no service. This is because you are using a Mobile Virtual Network Operator (MVNO) service with a T-Mobile base station.

Why does T-Mobile not have a base station in Alaska? Because only T-Mobile postpaid subscribers have a signal in Alaska, and they are supposedly roaming on AT&T base stations. There is no signal at all for prepaid subscribers. Mobile virtual network operators, such as those using T-Mobile base stations, also have no signal at all.

So if you are a T-Mobile postpaid subscriber or an MVNO using T-Mobile base stations. You need to be prepared before you leave for Alaska or you really will be temporarily blind.

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上船不思岸上人，下船不提船上事。
出門不思家裡人，回家不提外面事。
舊人無需知近況。新人不必問過往。
畢竟幾人真得鹿，不知終日夢為魚。
逢人不說人間事，便是人間無事人。

這個是幾首詩詞凑起來的，包括:

黃庭堅《雜詩七首》：
「此身天地一蘧廬，世事消磨綠鬢疏。畢竟幾人真得鹿，不知終日夢為魚。」
贈質上人

唐●杜荀鶴
枿坐雲遊出世塵，兼無瓶缽可隨身
逢人不說人間事，便是人間無事人

上船不思岸上人，
下船不提船上事，
舊人無需知近況，
新人不必問過。
世人皆各有各的渡口，
各有各的歸舟，
山水一程，人各有命。
弘一大師的智慧

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When you get on a boat, you don't think about the people on the shore; when you get off the boat, you don't talk about the things on the boat.
When you go out, you don't think about your family; when you go home, you don't talk about what's going on outside.
The old man does not need to know what is going on; the new man does not need to ask about the past. Newcomers don't have to ask about the past.
After all, how many of us have really won the deer, not knowing that our dreams are fish?
If you don't talk about the affairs of the world, you are the one who has nothing to do with the affairs of the world.

This is a compilation of several poems, including

Huang Tingjian's Seven Miscellaneous Poems:
"This body is a superb bus house in heaven and earth, and the affairs of the world have worn away the sideburns of the green hair. How many people have really got a deer, and I don't know if I dream of being a fish all day long?
Gift to Lord Quality

Tang Dynasty: Du Xunhe
Sitting in the clouds and travelling out of the dust of the world, I have no bottle or bowl to carry with me.
If you do not talk about the affairs of the world, you are the one who has no affairs in the world.

If you go on board without thinking of the people on shore
When I get off the ship, I don't talk about the things on board.
Old people don't need to know what's going on.
New people don't need to ask about the past.
Everyone has their own ferry.
Everyone has their own boat to return to.
We all have our own destiny.
The Wisdom of Master Hong Yi

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國内航司托運行李都有各自的標準，這個標準在購票時就是明晰的，什麽票能夠托運幾件行李，每件行李多少公斤。如果你是該航空公司的金卡/銀卡會員，不同等級的會員會有一個免費額度，比如免費10公斤。這個在國内的單程飛行沒有問題，在國内聯程飛行也沒有問題。國際單程沒有問題，但國際聯程問題就來了。而且這個問題在網上都查不到。

爲什麽會有“坑”呢？同一家航空公司，國際聯程票由國内段和國際段組成。假如金卡/銀卡會員的免費額度是10公斤不變，但這10公斤的形態是完全不同的。

在國内段，金卡/銀卡會員享有的增加的免費10公斤額度是可以合并到原有的免費托運行李中去，比如說你的原有的免費托運行李是一件/20公斤，加上這10公斤，你的免費托運行李就變成一件/30公斤。

在國際段，金卡/銀卡會員享有的增加的免費10公斤額度不變，但不允許與原有的免費托運行李合并在一個行李箱裏，而是要你新增加一個行李箱/包。也就是說，這增加的免費10公斤的托運額度，得增加一個行李箱/包。

這是不是有點不想讓你托運的味道？如果旅客不知道，在第二段國際行程值機時，就會被地勤人員要求當場對行李箱進行重裝，從原來的的行李箱裏分出10公斤的東西來重新打包。很尷尬的場面。

會不會有人說，國際聯程票的行李是直挂的，不用二次值機。這種可能性小之又小。國内出發的聯程國際航班的最後一次登機都是要重新值機的，以便與管理出境的邊防/海關的監管配套。

如何避免出現行李需要重裝的尷尬場面出現，最好就是金卡/銀卡會員享有的增加的免費10-30公斤，在國内段時就單獨打包，避免國際值機時出現麻煩。特別是只增加了10公斤免費托運額度這種，往往就忽視了後面這段的托運要求，把東西都裝在同一個行李箱裏。

現在能理解在國際值機時總有人被迫開箱重裝行李吧？更有甚者，有人拆開后，只能用塑料袋裝著，帶著大包小包的東西趕去登機。

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Domestic airlines have their own standards for checked baggage, which are clear when you buy a ticket: how many bags you can check on a given ticket, and how many kilos each bag can weigh. If you are a Gold/Silver member of the airline, there is a free baggage allowance for different membership levels, such as 10kg. This is not a problem for domestic one-way flights, nor for domestic connecting flights. International one-way flights are not a problem, but international one-way flights are. And this problem is not found on the internet.

Why is there a 'trap'? On the same airline, an international round-trip ticket consists of a domestic and an international segment. If the free baggage allowance for Gold/Silver members is 10kg, but the shape of that 10kg is completely different.

In the domestic sector, the increased free baggage allowance of 10kg for Gold/Silver cardholders can be combined with the original free baggage allowance, e.g. your original free baggage allowance is 1 piece/20kg and with the addition of this 10kg, your free baggage allowance becomes 1 piece/30kg.

In the international section, the increased 10kg free baggage allowance for Gold/Silver members remains unchanged, but it cannot be combined with the original free checked baggage in one suitcase, you must add a new suitcase / bag. In other words, you have to add a new suitcase / bag for the additional 10kg free checked baggage allowance.

Doesn't that sound like they don't want you to check in? If travellers don't know this, when they check in for the second leg of their international journey, the ground staff will ask them to repack their bags on the spot, separating 10kg from their original bags and repacking them. It is a very embarrassing scene.

Is there anyone who will tell you that the baggage on a joint international ticket goes straight through and there is no need to check in again? This is highly unlikely. The final check-in for international flights departing from China must be re-checked to match the border/customs control that applies to departing flights.

The best way to avoid the embarrassment of having to repack your baggage is to pack the additional 10-30kg of free baggage that Gold/Silver members are entitled to on the domestic leg of the flight separately to avoid the hassle of having to check-in for international flights. In particular, if you only increase the free baggage allowance by 10kg, people tend to ignore the check-in requirements for the later segments and put everything in the same suitcase.

Now you can understand how people are always forced to unpack and repack their luggage at international check-in, right? What's more, some people are forced to unpack their luggage in plastic bags and rush to board the plane with a big bag of stuff.

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中國招商銀行（CMB）是一家總部在中國廣東省深圳市的銀行。1987年4月8日成立，是中國第一家股份制銀行。由在香港的中國國營企業招商局集團創辦。 CMB於2002年在上海證券交易所和2006年的香港證券交易所上市。CMB於1995年7月推出了銀行卡「一卡通」，並在1999年9月啟動中國首家網上銀行「一網通」。CMB的網上銀行專業版的亂碼問題，最早見於2010年左右的網路消息。雖然該問題一直被用戶詬病，不知何故一直沒有解決。至今仍然存在。据中國官媒報道，近幾年CMB主要高管先後鋃鐺入獄。目前解決CMB的網上銀行專業版的亂碼問題，網路上有多種方法，但實際有效的不多。現就Win11/win10上的亂碼問題，提供一個有效的設置方法，供參考。

只要不是中國大陸的簡體windows系統，如英文/繁體字系統，安裝CMB專業版軟件后，就一定會出現亂碼問題。有兩個方案：

方案一，只需要改動一個地方。
進入電腦的設置，进入语言和区域-相关设置-管理语言设置-管理-非Unicode程序的语言-更改系统区域设置，選擇為为简体（中国大陆）。亂碼問題即可解決。在使用完CMB網上銀行專業版以後，再按照上述步驟進入，修改為原來的設置即可。這樣就不會影響你日常的使用。

説明：如果上述方案一能夠解決亂碼問題，就不需要進行下面的方案二。

方案二，需要改動兩個地方。
第一個地方，进入设置-语言和区域-语言-Windows显示语言，選擇为：中文（中华人民共和国）
第二個地方，往下，进入语言和区域-相关设置-管理语言设置-管理-非Unicode程序的语言-更改系统区域设置，選擇為为简体（中国大陆）。亂碼問題即可解決。在使用完CMB網上銀行專業版以後，再按照上述步驟進入，修改為原來的設置即可。

   

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China Merchants Bank (CMB) is a bank headquartered in Shenzhen, Guangdong Province, China. Established on 8 April 1987, CMB is the first joint-stock bank in China. It was founded by China Merchants Group, a Hong Kong-based Chinese state-owned enterprise. CMB was listed on the Shanghai Stock Exchange in 2002 and on the Hong Kong Stock Exchange in 2006.CMB launched its bank card "One Card" in July 1995 and China's first online bank "OneCard" in September 1999.The messy code problem with CMB's professional version of online banking was first reported in an internet news around 2010. Although the problem was criticised by users, it was not solved for some reasons. It still exists today. According to Chinese official media, CMB's key executives have been imprisoned in recent years. At present, there are many ways to solve the messy code problem of CMB's professional version of online banking on the Internet, but not many of them are really effective. Now on Win11/win10 messy code problem to provide an effective way to set up, for reference.

Unless the system is a simplified Windows system in mainland China, such as an English/Traditional Chinese system, after installing the CMB Pro software, the problem of messy code will surely occur. There are two programs:

Program one, only need to change one place.
In the computer settings, enter the language and region - Related settings - Manage language settings - Management - Non-Unicode program language - Change the system regional settings, select for Simplified Chinese (Mainland China). The problem of garbled code can be solved. After using CMB Internet Banking Professional Edition, you can follow the above steps to enter and change the original settings. This will not affect your daily use.

Help: If the above option 1 can solve the garbled code problem, you don't need to do the following option 2.

Option 2 requires you to change two places.
First, go to Settings-Language and Region-Language-Window Display Language and select Chinese (People's Republic of China).
The second place, down, in Language and Region - Related settings - Manage language settings - Manage - Non-Unicode program language - Change system regional settings, select for Simplified Chinese (Mainland China). The annoying code problem can be solved. After using CMB Internet Banking Pro, follow the above steps to enter again and change to the original settings.
(All rights reserved. Any plagiarism or reprinting is strictly prohibited)

人在海外，如果你在中國大陸還有銀行賬戶，還在使用中國大陸銀行的信用卡/借記卡，你必須有一個能接受中國大陸銀行的國内手機號碼。中國大陸的銀行賬戶必須要留有手機號碼，中國大陸之外的手機號碼不被接受。
 
最直接的辦法，是使用一個已經開通國際漫游的手機，但國内與海外有時差，你是夜裏對方是白天。但是，國際漫游必須隨時開著機，不然就可能漏接銀行來電。加上還有各種各樣的推銷和咋騙電話，半夜被吵醒不是可能，而是一定會的。況且，中國大陸手機的國際漫游的費用昂貴，所有的中國大陸銀行都喜歡發短信營銷，收短信是免費的，也有一些銀行喜歡打電話營銷，你提出不要再打來也沒有用的，因爲打電話的人管不了這事。這些來電都會產生高昂的費用。最後，你長期開著國際漫游，國内也對你的每天去哪裏等許多隱私瞭如指掌，可以知道你的很多信息。
 
最佳的辦法，是使用中國移動的號碼，開通國際漫游，用一個每月8元人民幣的保號套餐。在蘋果應用商店下一個“無憂行”，這是一個原來香港中國移動搞得應用，後來被轉移給了囯内的中國移動。“無憂行”在各國的蘋果商店都能找到，直接用漢字搜索就可以。注冊“無憂行”必須在中國大陸之外，短信驗證。注冊好以後，“無憂行”就能實時接收這個中國移動號碼的短信和來電，相當於這個中國移動的號碼被轉移到這個“無憂行”。接收短信和接聽來電是免費的，在國外跟在中國大陸一樣。不能發短信，但是可以打電話，不是免費的，要另外繳費。
 
“無憂行”本身是在互聯網上運行的，用Wi-FI或者手機流量都可以。只能在中國大陸境外使用，回到中國大陸就會自動斷開。“無憂行”可以設置允許來電的時間段。關機後，開手機就能看到短信和未接來電。第一次注冊以後，就可以把中國移動的SIM卡從手機裏拔出來，以後都不用插SIM卡了。
 
“無憂行”也會泄露一些手機的信息，但蘋果手機的IOS系統保護隱私做得比較好，“無憂行”的很多權限可以限制，比如位置等等。比直接用手機國際漫游好太多。

         

 
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If you are overseas and still have a bank account in Mainland China and are using a credit/debit card from a Mainland China bank, you must have a domestic mobile phone number that accepts Mainland China banks. A mobile phone number is required for a Mainland China bank account. Mobile phone numbers outside Mainland China are not accepted.
 
The most direct way is to use a mobile phone with international roaming, but there is a time difference between home and abroad, so it's night for you and day for the other side. However, international roaming requires you to keep your phone switched on at all times, otherwise you may miss calls from your bank. There are also all sorts of marketing and scam calls, so you may not get woken up in the middle of the night, but you will. In addition, international roaming charges for mobile phones in mainland China are expensive, all banks in mainland China like to send SMS marketing, receiving SMS is free, there are some banks like to call marketing, you ask not to call again, but also useless, because the person who calls can not control this matter. These calls can be expensive. Finally, if you are roaming internationally for a long time, your country knows a lot of information about you, such as where you go every day and a lot of other private information.
 
The best way is to use a China Mobile number, activate international roaming and use a RMB 8 per month guaranteed number package. From the Apple App Store, you can download "Worry-Free", an application originally developed by China Mobile in Hong Kong, but later transferred to China Mobile in China. "Worry-Free" can be found in the Apple Store in different countries, just search for Chinese characters. Registration for Worry-Free must be done outside mainland China and verified by SMS. Once registered, Worry-Free Banking will be able to receive real-time SMS and incoming calls from this China Mobile number, which is equivalent to transferring this China Mobile number to Worry-Free Banking. Receiving SMS and incoming calls is free, just like in mainland China. You can't send SMS, but you can make calls, which are not free and have to be paid for separately.
 
"Worry-Free itself runs on the internet and can be used with Wi-Fi or mobile phone traffic. It can only be used outside mainland China and will automatically disconnect when you return to mainland China. "Worry-Free" can be set to allow the time period for incoming calls. After turning off your phone, you can view the SMS and missed calls when you turn on your phone. After the initial registration, you can remove the China Mobile SIM card from the phone and you don't need to insert the SIM card in the future.
 
"Worry-free line" will also leak some of the phone's information, but Apple's IOS system to protect privacy to do a better job, "Worry-free line" of many permissions can be restricted, such as location and so on. It's much better than international roaming directly from your phone.
 
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